Thursday, July 8, 2021 / by Earl Gaddi
With summer in full swing, the days are longer and the weather is nicer, which means you and your little ones will want to spend as much time outside as possible. A great way to pass the time can be finding outdoor activities that double as exercise! Your kiddos will be wiped by the time they’re done, and you’ll get some well-deserved down time. While spending an afternoon at a local park serves as a great way for the kids to have some much-needed fun in the sun, why not consider setting up a backyard playset offering the kids a multitude of things to do like climb, swing, and slide from the comforts of home?
If you’re up for a good old-fashioned summer DIY project, read on to learn about some unique playsets you can use as inspiration to build your own dream setup!
How much do elaborate playsets cost?
While you could surely hire a professional to build a backyard playset, it can also be a fun DIY project a handy weekend warrior could tackle. Plus, when you ...
Tuesday, June 15, 2021 / by Earl Gaddi
There’s a lot of talk about the financial benefits of homeownership, such as creating equity and wealth, but what isn’t always as obvious are the social benefits: making people happier, healthier and more civically engaged.
Owning a home has non-financial benefits
A large body of research from Canada and around the world finds homeownership contributes to higher levels of happiness and life satisfaction for homeowners and their families. And that results in a wide range of educational, health and socio-cultural benefits, which were laid out in the Canadian Real Estate Association (CREA)‘s recent white paper, The Homeownership Dividend for Canadians.
These non-financial benefits have spillover benefits to the broader community and surrounding civic fabric—all of which are positively linked to a culture of homeownership. These “positive externalities,” extend beyond the homeowner to the rest of society, regardless of demographics, ethnicities, incom ...
Tuesday, May 4, 2021 / by Earl Gaddi
The Bank of Canada has kept its overnight lending rate target at its effective lower bound of 0.25 percent for more than a year to support the country's economic recovery during the COVID-19 pandemic.
Now, as the country enters its second year of the pandemic, the Bank appears unlikely to change its tune anytime soon.
The Bank announced on March 10 that it would keep the overnight rate at 0.25 percent, possibly until 2023, during a regularly scheduled announcement. Furthermore, since August 2020, the conventional five-year mortgage rate has remained unchanged at 4.79 percent.
James Laird, co-founder of Ratehub.ca and President of CanWise Financial, explains the latest news on the Canadian mortgage market and how it may affect consumers in 2021.
What the latest Bank of Canada rate announcement means
In the mortgage industry, the Bank's decision to keep the overnight rate at 0.25 percent was not unexpected, according to Laird. What's more important, he says, is the Fed's reaffirma ...
Thursday, May 21, 2020 / by Tiffany Rosete
Just about every May I sit down to write Homeward Bound; I write about Mother’s Day. And why not… it is a very special day for very special people.
My Mom used to tell me, seemingly repeatedly, to do this and do that, not to do this and not to do that. ALL, I recall very valuable advice. Looking back on it all these many years later, I can say she was and still is, a very wise woman.
Time reveals, in fact, just about every caring Mother is a Wise Woman. I can see why we carve out a special day each year to acknowledge MomsSo here is a shout out to all Mom’s – Happy Mother’s Day!!
For ALL those whose Mom is no longer with us, may you remember the best about them? In addition to that,
there are also many who never knew their Mom due to unfortunate circumstances. I bet someone played that
role in their life and they too deserve a Happy Mother’s Day!
Regardless, we can celebrate this Mother’s Day knowing Moms both her ...