Tuesday, October 26, 2021 / by Earl Gaddi
Buying a house in the dead of winter can be a really relaxing experience. The (typically) off-season market can lend more serious offers from motivated purchasers who benefit from less competition. Buying in the winter can be beneficial for both home buyers and sellers—with a smaller buying pool, the off-season market can lend more serious offers from motivated purchasers who benefit from less competition. Winter weather, on the other hand, might make evaluating a home difficult because you can't see the state of the property through layers of ice and snow.
Don’t overlook the home’s exterior
A home's first impression from the sidewalk is always important to consider when buying, and it’s no different during the winter.
Travassos and Rushforth agree it’s crucial to inspect the outside of the home in the wintertime. Travassos notes you want to make sure the property’s driveway, outdoor stairs, and sidewalks are shoveled so you can clearly see thei. ...
Monday, August 23, 2021 / by Earl Gaddi
Spending more time at home this year has inspired many to roll with it and address spaces that no longer felt meaningful. In Life is Good: The Book by Bert and John Jacobs (the founders of the Life is Good brand), it’s suggested everyone ‘minds their space,’ whether it’s home, office, home office, tight quarters or open-floor. The entrepreneurial brothers believe “your physical space is also your mind space” and why not take “a few fresh chances?” It’s a no-brainer that safe colours are synonymous with beige, but “beige surroundings can foster beige feelings and ideas. Who wouldn’t cancel a full day with beige to go to a meeting with green, or a party with yellow?”
Even though we’ve cruised through the midway point of 2021, it’s not too late to capitalize on the colours of the year, as the mood they invoke is inspired and comforting—we’ll introduce some ideas to help brush up your painting ...
Thursday, July 8, 2021 / by Earl Gaddi
With summer in full swing, the days are longer and the weather is nicer, which means you and your little ones will want to spend as much time outside as possible. A great way to pass the time can be finding outdoor activities that double as exercise! Your kiddos will be wiped by the time they’re done, and you’ll get some well-deserved down time. While spending an afternoon at a local park serves as a great way for the kids to have some much-needed fun in the sun, why not consider setting up a backyard playset offering the kids a multitude of things to do like climb, swing, and slide from the comforts of home?
If you’re up for a good old-fashioned summer DIY project, read on to learn about some unique playsets you can use as inspiration to build your own dream setup!
How much do elaborate playsets cost?
While you could surely hire a professional to build a backyard playset, it can also be a fun DIY project a handy weekend warrior could tackle. Plus, when you ...
Wednesday, May 12, 2021 / by Earl Gaddi
Community gardens are a growing addition to many urban neighbourhoods. They provide a space for bartering, collaboration, education, and sometimes pizza! Across Canada, communities are extending their shared spaces to include pizza ovens, beehives, yoga classes, and gardening lectures.
Most gardens encourage family members of all ages to participate. The multi-generational approach allows for ideas and resources to be shared with greenhorns and green thumbs alike. And as more and more Canadians show interest in pursuing self-sufficiency and food security by growing their very own menus, it’s time to get involved!
Just keep in mind that COVID-19 may impact how some gardens operate. Your local municipality should have more information on their website.
History 101: The wartime victory gardens
During WWII, “victory gardens” (homegrown vegetable gardens) were promoted by the U.S. and Canadian governments to help alleviate food shortages. Any available greenspace was ...
Tuesday, May 4, 2021 / by Earl Gaddi
The Bank of Canada has kept its overnight lending rate target at its effective lower bound of 0.25 percent for more than a year to support the country's economic recovery during the COVID-19 pandemic.
Now, as the country enters its second year of the pandemic, the Bank appears unlikely to change its tune anytime soon.
The Bank announced on March 10 that it would keep the overnight rate at 0.25 percent, possibly until 2023, during a regularly scheduled announcement. Furthermore, since August 2020, the conventional five-year mortgage rate has remained unchanged at 4.79 percent.
James Laird, co-founder of Ratehub.ca and President of CanWise Financial, explains the latest news on the Canadian mortgage market and how it may affect consumers in 2021.
What the latest Bank of Canada rate announcement means
In the mortgage industry, the Bank's decision to keep the overnight rate at 0.25 percent was not unexpected, according to Laird. What's more important, he says, is the Fed's reaffirma ...